Finance calculator

Net Worth Calculator

Estimate your total assets, total liabilities, and current net worth with a simple financial snapshot.

Assets Liabilities Financial snapshot
Calculator

Enter your numbers

List your assets and liabilities below to estimate your current net worth.

Inputs

Fill in the amounts that apply to you. Leave anything unused at zero.

Assets
$
$
$
$
$
Liabilities
$
$
$
$
Simple formula

Net worth = total assets minus total liabilities. This gives you a clean snapshot of where you stand financially right now.

Results

Net worth summary

Balanced
Total Assets $388,000.00
Total Liabilities $237,500.00
Net Worth $150,500.00
Debt Ratio 61.21%
Quick take

Your financial snapshot looks balanced, with assets meaningfully ahead of liabilities.

Asset Cushion $150,500.00
Asset to Debt Multiple 1.63×
How net worth is calculated

What you own minus what you owe

Net worth is one of the simplest ways to measure financial position. It adds up your assets and subtracts your liabilities to show your current financial baseline.

Total Assets

Cash + investments + property + vehicles + other assets

Total Liabilities

Mortgage + loans + credit cards + other liabilities

Net Worth

Total Assets − Total Liabilities

When to use it

Useful for tracking financial progress

Tracking

Measure your overall financial position

Use net worth to see the big picture instead of looking only at income, savings, or debt by themselves.

Progress

Compare year over year

Update your numbers over time to see whether assets are rising faster than liabilities are growing.

Planning

Spot your biggest financial levers

See whether your biggest opportunity is growing assets, reducing debt, or improving both at the same time.

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